Should YOU Upgrade to the Costco Executive Membership?

The Nugget

If you spend more than $3,000 at Costco annually, upgrading to the Executive Membership for the 2% cash back can be worth it. If you spend over $40,000 yearly at Costco, the Executive Membership is definitely worth it.

Make it stick

🛒 Upgrading to the Executive Membership at Costco can be worth it if you spend over $3,000 annually.
🏷️ Spend over $40,000 yearly at Costco? Upgrade to the Executive Membership for sure.
🛍️ If you're a frequent Costco shopper or have major purchases planned, the Executive Membership might be worth the upgrade.

Costco offers two membership options: Gold Star and Executive Membership.
The Executive Membership costs $120 compared to the Gold Star Membership at $60.
The major benefit of the Executive Membership is the 2% cash back at the end of the year, which can make it worth the extra cost.

To make the Executive Membership worth it, you need to spend at least $3,000 annually at Costco.
Spending over $6,000 annually can help recover the entire $120 fee and even make a profit.
Exclusive benefits like lower prices on check printing and additional travel benefits are available to Executive Members.

Costco's website is vague about the exclusive benefits for Executive Members, but perks like additional insurance benefits and waived fees on pet insurance are reported on Reddit.
If you spend more than $40,000 annually at Costco, upgrading to the Executive Membership is highly beneficial.

"Upgrade to the Executive Membership at Costco if you spend more than $3,000 annually."
"If you're a frequent Costco shopper or have major purchases planned, the Executive Membership might be worth the upgrade."
"Exclusive benefits like lower prices on check printing and additional travel benefits are available to Executive Members."
"If you spend more than $40,000 annually at Costco, upgrading to the Executive Membership is definitely worth it."
"One definitive rule to see if it's worth upgrading to the Executive Membership is if on an annual basis you spend more than $40,000, then yes, it's worth it."

This summary contains AI-generated information and may have important inaccuracies or omissions.